As business owners and responsible adults, we do everything we know to conduct business in a manner that is productive while mitigating liability. When a veterinarian takes in the beloved pet of a client, the vet’s intentions are noble: help the animal get healthier so it can return home as soon as is safe to […]
Understanding Medicare and Medicare Supplement Insurance In recent media coverage about Medicare, I’ve noticed some confusion about Medicare and Medicare Supplements. Each is a type of insurance, but Medicare is primary and the supplement is, well, just what the name implies: supplemental to the primary Medicare insurance. When you have received medical services that are […]
As is always the case in an election year, hot topics are regularly used as canon fodder. One such hot topic is Medicare. The deceptive letter below is making the rounds via e-mail on the letterhead of Blue Cross of Alabama, appearing official until you notice the political commentary. The information in the e-mail regarding premium […]
Our agency is affiliated with the American Veterinarian Medical Association to offer their insurance products to veterinarians. As a special value proposition, Ostdiek Group, Inc. offers veterinary & other business clients a contingency audit and report. For details, call Tom Ostdiek at Ostdiek Group, Inc. 630-834-0125.
Medicare coverage, limits, and other parameters can be confusing and frustrating when what we thought was covered is not. In a public post earlier this week I came across a question we believe should be answered here, to shed some light on the subject for you, our readers. Question originally posted on Facebook: “In discussing […]
As a veterinarian in business for yourself, you know you need fire & casualty insurance in case of emergency. Did you also know that having such policy requires you to have a contingency plan, also known as a disaster preparedness plan, for various scenarios in order for that insurance policy to cover your business? If […]
Life happens. Sometimes fast and not aligned with our plan. You’re resilient; you can adapt! Is your insurance changing with your life? If you don’t know for certain, it is time to re-evaluate. Insurance products are designed to provide coverage for life’s unexpected happenings. With the changes that have taken place in your life recently, […]
If you’re covered by Medicare, here’s some welcome news–Medicare drug coverage can help you handle the rising cost of prescriptions. If you’re covered by original Medicare, you can sign up for a drug plan offered in your area by a private company or insurer that has been approved by Medicare. Many Medicare Advantage plans will […]