Disaster Plan For Veterinary Clinics: Are You and Your Staff Prepared?
As business owners and responsible adults, we do everything we know to conduct business in a manner that is productive while mitigating liability. When a veterinarian takes in the beloved pet of a client, the vet’s intentions are noble: help the animal get healthier so it can return home as soon as is safe to […]
Medicare And Medicare Supplements: Understanding The Difference
Understanding Medicare and Medicare Supplement Insurance In recent media coverage about Medicare, I’ve noticed some confusion about Medicare and Medicare Supplements. Each is a type of insurance, but Medicare is primary and the supplement is, well, just what the name implies: supplemental to the primary Medicare insurance. When you have received medical services that are […]
Medicare Premiums – Beware Of Deceptive E-Mail With Political Slant
As is always the case in an election year, hot topics are regularly used as canon fodder. One such hot topic is Medicare. The deceptive letter below is making the rounds via e-mail on the letterhead of Blue Cross of Alabama, appearing official until you notice the political commentary. The information in the e-mail regarding premium […]
American Veterinary Medical Association-Affiliated
Our agency is affiliated with the American Veterinarian Medical Association to offer their insurance products to veterinarians. As a special value proposition, Ostdiek Group, Inc. offers veterinary & other business clients a contingency audit and report. For details, call Tom Ostdiek at Ostdiek Group, Inc. 630-834-0125.
Clarification Of Medicare Coverage: Your Increase May Be Unrelated To ObamaCare
Medicare coverage, limits, and other parameters can be confusing and frustrating when what we thought was covered is not. In a public post earlier this week I came across a question we believe should be answered here, to shed some light on the subject for you, our readers. Question originally posted on Facebook: “In discussing […]
Contingency Plans For Insurance – Is Your Animal Clinic Really Covered?
As a veterinarian in business for yourself, you know you need fire & casualty insurance in case of emergency. Did you also know that having such policy requires you to have a contingency plan, also known as a disaster preparedness plan, for various scenarios in order for that insurance policy to cover your business? If […]
Changes In Your Life May Warrant Changes in Your Insurance
Life happens. Sometimes fast and not aligned with our plan. You’re resilient; you can adapt! Is your insurance changing with your life? If you don’t know for certain, it is time to re-evaluate. Insurance products are designed to provide coverage for life’s unexpected happenings. With the changes that have taken place in your life recently, […]
Medicare Prescription Drug Coverage
If you’re covered by Medicare, here’s some welcome news–Medicare drug coverage can help you handle the rising cost of prescriptions. If you’re covered by original Medicare, you can sign up for a drug plan offered in your area by a private company or insurer that has been approved by Medicare. Many Medicare Advantage plans will […]