Health Care Reform Changes for AVMA Members

  As health care reform progresses, the American Veterinary Medical Association has made the decision to exit the health insurance market. Unfortunately, New York Life Insurance Company, the underwriter for the A.V.M.A. health plans, decided to no longer underwrite major medical coverage for professional association after 2013 because of the impending federal health care regulations. … Read moreHealth Care Reform Changes for AVMA Members

Before the Next Disaster Hits, Prepare Now

If Hurricane Sandy taught us anything, it is that we are each on our own. Whether it is a natural disaster or a man-made mess, when the crisis’s hits, you are on your own.  This may seem heartless, but it is reality. The New York area was hit hard by Hurricane Sandy and people are struggling … Read moreBefore the Next Disaster Hits, Prepare Now

Disaster Plan for Veterinary Clinics: Are You and Your Staff Prepared?

As business owners and responsible adults, we do everything we know to conduct business in a manner that is productive while mitigating liability. When a veterinarian takes in the beloved pet of a client, the vet’s intentions are noble: help the animal get healthier so it can return home as soon as is safe to … Read moreDisaster Plan for Veterinary Clinics: Are You and Your Staff Prepared?

Medicare and Medicare Supplements: Understanding the Difference

Understanding Medicare and Medicare Supplement Insurance In recent media coverage about Medicare, I’ve noticed some confusion about Medicare and Medicare Supplements.  Each is a type of insurance, but Medicare is primary and the supplement is, well, just what the name implies: supplemental to the primary Medicare insurance. When you have received medical services that are … Read moreMedicare and Medicare Supplements: Understanding the Difference

Medicare Premiums – Beware of Deceptive E-Mail with Political Slant

As is always the case in an election year, hot topics are regularly used as canon fodder. One such hot topic is Medicare. The deceptive letter below is making the rounds via e-mail on the letterhead of Blue Cross of Alabama, appearing official until you notice the political commentary. The information in the e-mail regarding premium … Read moreMedicare Premiums – Beware of Deceptive E-Mail with Political Slant

American Veterinary Medical Association-Affiliated

Our agency is affiliated with the American Veterinarian Medical Association to offer their insurance products to veterinarians. As a special value proposition, Ostdiek Group, Inc. offers veterinary & other business clients a contingency audit and report.  For details, call Tom Ostdiek at Ostdiek Group, Inc. 630-834-0125.

Clarification of Medicare Coverage: Your Increase May be Unrelated to ObamaCare

Medicare coverage, limits, and other parameters can be confusing and frustrating when what we thought was covered is not. In a public post earlier this week I came across a question we believe should be answered here, to shed some light on the subject for you, our readers. Question originally posted on Facebook: “In discussing … Read moreClarification of Medicare Coverage: Your Increase May be Unrelated to ObamaCare

Contingency Plans for Insurance – Is Your Animal Clinic Really Covered?

As a veterinarian in business for yourself, you know you need fire & casualty insurance in case of emergency. Did you also know that having such policy requires you to have a contingency plan, also known as a disaster preparedness plan, for various scenarios in order for that insurance policy to cover your business? If … Read moreContingency Plans for Insurance – Is Your Animal Clinic Really Covered?